You can also choose your beneficiaries (the people you pick to get the money from your life insurance policy if you die) and change them as needed. You can choose your level of coverage or even refuse coverage completely. Check your unit’s personnel office for more information. If you qualify for SGLI, we’ll automatically sign you up through your service branch.
Part-time coverage (if you’re a Reserve member who doesn’t qualify for full-time coverage). Get information on the SGLI-Disability Extension Extension of free coverage for up to 2 years (if you’re totally disabled) when you leave the military. 120 days of free coverage from the date you left the military. Coverage up to the top limit of $500,000-in $50,000 increments. Note: You must pay your premiums directly.Īccessing and managing SGLI while you’re serving What kind of life insurance benefits can I get with SGLI? You’re drilling for points rather than pay. You’re scheduled for 12 periods of inactive training for the year, and. You may be eligible for full-time SGLI coverage if you meet both of these requirements. If you’re in nonpay status with the Ready Reserve or National Guard You’re a volunteer in an Individual Ready Reserve (IRR) mobilization category. You’re a member of the Ready Reserve or National Guard, assigned to a unit, and scheduled to perform at least 12 periods of inactive training per year, or. You’re a member, cadet, or midshipman of the Reserve Officers Training Corps (ROTC) engaged in authorized training and practice cruises, or. You’re a cadet or midshipman of the U.S. You’re a commissioned member of the National Oceanic and Atmospheric Administration (NOAA) or the U.S. 
You’re an active-duty member of the Army, Navy, Air Force, Space Force, Marines, or Coast Guard, or.You may be eligible for full-time SGLI coverage if you meet at least 1 of these requirements.
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